SBLI USA Mutual Life Insurance Company, Inc. to Host Local Events in Support of Second Annual Life Insurance Awareness Month
Buffalo, New York (ContentDesk) August 31, 2005 ?- SBLI USA Mutual Life Insurance Company, Inc., a financial services company committed to the financial empowerment of all people, will host several health events in September to support the second annual Life Insurance Awareness Month, coordinated by the nonprofit Life and Health Insurance Foundation for Education (LIFE).
Life Insurance Awareness Month was created to help Americans understand what life insurance is and what it can do for them.
SBLI USA hopes that greater awareness will help lead to improved financial security for millions of families.SBLI USA is a national financial services company serving value-conscious consumers and underserved markets. The Company's mission is to empower customers and provide them with the education and tools they need to help take control of their financial destinies.
"We are proud to be officially participating in Life Insurance Awareness Month," said Lynette Gott, manager of SBLI USA's Buffalo Customer Center.
"This is an excellent opportunity to raise awareness about the need for sound insurance planning as well as monitoring one's health." SBLI USA and its predecessor, The Savings Banks Life Insurance system, have been offering affordable, quality life insurance products and excellent customer service to New Yorkers for over 60 years.
The Company offers a broad product line ? including term life, whole life, senior life and a children's term product - tailored to fit the needs of diverse Americans for all stages of life. SBLI USA's products are affordable and simple-to-buy.
The following events are planned to help serve the local community by educating people about the benefits of life insurance and the importance of seeking advice from qualified insurance and health professionals:
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On Saturday, September 3rd, from 11:00 a.m. ? 3:00 p.m., SBLI USA's Buffalo Customer Center in the Walden Galleria Mall will kick off the month with a Children's Health Fair.
Free to the public, the fair will feature licensed nurses administering free blood pressure, height and weight checks, and general health information and tips will be offered. There will also be children's entertainment and a raffle to win a children's back-to-school gift basket.-- On Friday, September 16th, the Buffalo Customer Center will hold another Health Fair, this time targeted to Senior Citizens who take daily walks in the mall, from 7:30 a.m. ? 10:30 a.m.
A licensed nurse will be on hand to check blood pressure, height and weight, and provide information targeted to the aging population. There will be a raffle to win a mall gift certificate as well.
-- From Saturday, September 10th to Friday, September 16th, SBLI USA also plans to host a Walden Galleria Mall Employees Insurance Week. The Customer Center will invite employees of all mall stores to stop in for a free insurance review and enter a raffle to win a mall gift certificate. An integral part of SBLI USA's focus is its new state-of-the-art Customer Centers, designed to make it easy for the public to drop by and learn more about products and services in a relaxed environment.
Customers can buy products, receive excellent customer service, and also make private appointments with professional licensed agents who can perform needs analyses and in some cases, issue policies on the spot.
For those who prefer to learn on their own, kiosks are available with educational tools for taking financial self-assessment quizzes.
A children's entertainment area with games and a plasma T.V. are available to keep young ones busy.
The Buffalo Center is open seven days a week.
Customers may also call 1-877-SBLI-USA, or log on to SBLI USA's Web site at www.sbliusa.com for additional information.About SBLI USASBLI USA Mutual Life Insurance Company, Inc. is a financial services company that is committed to value-conscious consumers.
The Company is dedicated to building lifelong relationships with customers and empowering them with the education and tools they need to take control of their financial destinies.SBLI USA and its subsidiaries are licensed in 49 states, the District of Columbia, the U.S. Virgin Islands,
and Puerto Rico.
With more than $17 billion of insurance in force, $1.5 billion in assets, $120 million in surplus capital, 250 employees and over 400,000 customers, the Company is committed to offering affordable, flexible and easy-to-access products through a variety of integrated channels, including direct mail, telemarketing, a bilingual Web site, licensed agents, and new Customer Centers, as it expands nationally.SBLI USA Mutual Life Insurance Company, Inc. is the parent company to SBLI USA Holdings, Inc., which owns subsidiary companies S.USA Life Insurance Company, Inc., and SBLI USA Diversified Services Company, Inc. Additional information about SBLI USA products and services can be found at www.sbliusa.com..
What Short Term Health Insurance Is All About
What is short term health insurance and is it something that can be beneficial to me in any way? I had certainly heard of short term health insurance, but didn’t know what it was exactly or how it would help anyone. It is actually sort of similar to life insurance policies since it is a health insurance policy that can be adopted for a specific amount of time. A short term health insurance policy generally covers only catastrophic health problems. It also will exclude childbirth and usually all pre-existing medical conditions. They are often very hard to qualify for and usually have very strict qualifying conditions attached to the, and require long and strict procedures in applying.
So who would or should consider short term health insurance.
Obviously, with all of the restrictions, you need to be healthy. However, usually unemployed, part-time employed, students, those leaving home for...
What Short Term Health Insurance Is All About
Term life insurance > What Short Term Health Insurance Is All About
All About: Affordable Term Life Insurance
Term Life Insurance provides a specified amount of money to your dependents if you die, to cover costs like a mortgage and education.
The term is determined when you sign up for insurance.
Term Life Insurance is cheaper to purchase than whole life insurance because a payment is only made if you die before the end of the term.
The proceeds from term insurance cover are paid to your beneficiaries without the deduction of any federal taxes.
You usually pay a fixed premium for the entire duration of the term.
However, since there is no investment component with this type of life insurance, you do not build equity.
People who are younger and in better health, particularly non-smokers and people in the normal weight range for their height and gender, typically get lower premium quotes.
And because the incremental cost of getting all the coverage you may need is very small, it is better to focus on getting this coverage instead...
Term life insurance > All About: Affordable Term Life Insurance
What is Term Life Insurance?
There are two different types of life insurance, term life insurance and permanent life insurance. Term life insurance is the easier of the two plans. This plan supplies you with death protection for a pre-determined amount of time, anywhere from one to 30 years. If you happen to die while paying on this type of policy your beneficiary will be paid the amount of money you specified when purchasing the policy. If at the end of the term you are still living your death protection coverage will cease unless of course you renew the policy.
You can purchase this policy on a minimum budget and it is particularly perfect for providing coverage while your children are still in the home or while paying off a mortgage or other large loans. This plan is merely a "quick fix." It is similar to leasing a vehicle. You pay a lower cost for the privilege of driving the car knowing you will return it after a short period of time. However, just like when leasing a vehicle there is an option to buy....
What is Term Life Insurance?
Term life insurance > What is Term Life Insurance?
Term Life Insurance and Permanent Life Insurance
Term insurance and permanent insurance are two basic types of life insurance. Term life insurance is temporary, and it covers only a specific period of time called the relevant term. Permanent life insurance is the type of insurance where the policy is for the life of the insured and the payout is assured at the end of the policy. Term life insurance builds on cash value while permanent life insurance accrues cash value. Now let's look at the pros and cons for term life insurance and permanent life insurance.
Term insurance has two advantages. First, its initial premiums are usually lower than the initial premiums of permanent insurance. Secondly, term insurance is better for covering needs such as loans or mortgages, which will disappear in time.There are a few disadvantages in term life insurance: Coverage might become too expensive to keep or terminate at the end of the term. Also, the premiums increase with ages. Besides, paid-up insurance and cash value are usually not offered....
Term Life Insurance and Permanent Life Insurance
Term life insurance > Term Life Insurance and Permanent Life Insurance
All About: Affordable Term Life Insurance
Term Life Insurance provides a specified amount of money to your dependents if you die, to cover costs like a mortgage and education.
The term is determined when you sign up for insurance.
Term Life Insurance is cheaper to purchase than whole life insurance because a payment is only made if you die before the end of the term.
The proceeds from term insurance cover are paid to your beneficiaries without the deduction of any federal taxes.
You usually pay a fixed premium for the entire duration of the term.
However, since there is no investment component with this type of life insurance, you do not build equity.
People who are younger and in better health, particularly non-smokers and people in the normal weight range for their height and gender, typically get lower premium quotes.
And because the incremental cost of getting all the coverage you may need is very small, it is better to focus on getting this coverage instead...
Term life insurance > All About: Affordable Term Life Insurance
UK life insurance, stock markets, and investment value.
Life insurance is often considered a dry topic. However it's a subject that can pry open a number of interesting questions about?you.
The number one consideration, UK or elsewhere, when you are considering your life insurance policy is: what are you really after from your life insurance? Are you after basic, no-frills insurance that covers costs and cashes in should you die within a pre-determined period, or are you looking to benefit yourself with investments tied-in with your life insurance?
As in all financial considerations, you have options. And there's plenty of room to spin a profit from even the most commonplace life-insurance policy. The underlying benefit would come from shopping around for financial providers dealing with UK life insurance. MoneyNet is a great example of how online services which allow you to quickly search for financial products offer specialised sections of their sites for particular...
Term life insurance > UK life insurance, stock markets, and investment value.
term4sale.com, the Most Unbiased Term Life Insurance Comparison on the Web
Nicholasville, KY (ContentDesk) March 24, 2006 -- In 1998 Compulife Software, Inc. launched a web based term insurance comparison service called Term4Sale. The web site is the most objective source of rate comparisons for term life insurance.
www.term4sale.com allows comparisons of over 125 life insurance companies. Compulife is committed to including every term policy available in the market, regardless of how it is sold.
Term4Sale's website is very fast and easy to use.
The service is free to consumers who do not have to disclose who they are in order to compare insurance premiums.
For more than 23 years Compulife has provided term life insurance comparison software to insurance agents/brokers.
Agents pay Compulife an annual fee to obtain Compulife's more powerful agent software together with regular term rate updates.
The Term4Sale website uses the very same term data that...
Term life insurance > term4sale.com, the Most Unbiased Term Life Insurance Comparison on the Web
Term Life Insurance Explained
Copyright 2006 Stacey Zimmerman
Life insurance is one of the most needed types of insurances available to consumers today.
Since death is inevitable for each of us, it is important that we consider what the impact of our passing will have on those that we love and cherish.
Purchasing life insurance will help pay for the cost of funeral arrangements, and can make sure that our loved ones are left with a viable income while they carry on their lives in case they are facing a significant loss in income.
There are many different forms of life insurance, however Term life insurance is the original form of life insurance and is still used by many people today.
The reason this insurance is a popular choice is because it is issued on a term basis.
For instance, the insurance is temporary.
It is purchased for coverage during a certain length of time.
This allows the purchaser to buy a large amount of coverage that...
Term life insurance > Term Life Insurance Explained